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	<title>NALH Bookkeeping &#187; Consumer Tips</title>
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	<link>http://nalh.ca/blog</link>
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		<title>Featured iPhone App: Sign It!</title>
		<link>http://nalh.ca/blog/2011/12/featured-iphone-app-sign-it/</link>
		<comments>http://nalh.ca/blog/2011/12/featured-iphone-app-sign-it/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 18:11:05 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[Tech Tips]]></category>
		<category><![CDATA[app store]]></category>
		<category><![CDATA[Apple]]></category>
		<category><![CDATA[iphone app]]></category>
		<category><![CDATA[PDF]]></category>
		<category><![CDATA[SignIt!]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=796</guid>
		<description><![CDATA[Have you ever been away from your office when an important document requiring your signature arrives in your email but you don&#8217;t have access to a printer? Do you ever need to review a document and mark it as approved or as urgent? No problem. With the Sign It! app from Crowded Road, you can [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.nalh.ca/newsletter/images/signit.png" alt="" width="100" height="200" align="right" />Have  you ever been away from your office when an important document  requiring your signature arrives in your email but you don&#8217;t have access  to a printer?</p>
<p>Do you ever need to review a document and mark it as approved or as urgent? No problem.</p>
<p>With the Sign It! app from  Crowded Road, you can open any PDF document and fill in fields, sign,  stamp and/or date directly from your phone.</p>
<p>At a cost of a mere $4.99, the  app will pay for itself in no time with all the time and energy &#8211; not to  mention ink and fax costs &#8211; you&#8217;ll save by being able to manage your  documents on the go.</p>
<p><a title="Click here to download the Sign It! app" href="http://itunes.apple.com/us/app/sign-it%21-fill-sign-send-documents/id378295244?mt=8" target="_blank">CLICK HERE TO DOWNLOAD THE SIGN IT! APP &gt;&gt;</a>
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		<title>UnPlugged BC &#8211; Small Appliance Recycling Program</title>
		<link>http://nalh.ca/blog/2011/11/unplugged-bc-small-appliance-recycling-program/</link>
		<comments>http://nalh.ca/blog/2011/11/unplugged-bc-small-appliance-recycling-program/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 16:55:54 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Business News]]></category>
		<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[BC]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[small appliance recycling program]]></category>
		<category><![CDATA[UnPlugged BC]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=772</guid>
		<description><![CDATA[Beginning October 1, BC residents will have access to a new small-appliance recycling program called UnPluggedBC. This new program will allow drop-off of most small appliances for recycling, redirecting lots of items that would otherwise end up in BC landfills. Visit the UnPluggedBC web site for more information on drop-off locations and accepted items. CLICK [...]]]></description>
			<content:encoded><![CDATA[<p>Beginning October 1, BC residents will have access to a new small-appliance recycling program called UnPluggedBC.</p>
<p>This new program will allow drop-off of most small appliances for recycling, redirecting lots of items that would otherwise end up in BC landfills.</p>
<p>Visit the UnPluggedBC web site for more information on drop-off locations and accepted items.</p>
<p><a title="UnPlugged BC - small appliance recycling program" href="http://www.unpluggedrecycling.ca" target="_blank">CLICK HERE FOR MORE INFORMATION &gt;&gt;</a>
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		<title>Featured iPhone App: Mobile Bandit</title>
		<link>http://nalh.ca/blog/2011/11/featured-iphone-app-mobile-bandit/</link>
		<comments>http://nalh.ca/blog/2011/11/featured-iphone-app-mobile-bandit/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 19:24:59 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[Android]]></category>
		<category><![CDATA[Blackberry]]></category>
		<category><![CDATA[instant coupon]]></category>
		<category><![CDATA[iphone app]]></category>
		<category><![CDATA[Mobile Bandit]]></category>
		<category><![CDATA[money savings]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=762</guid>
		<description><![CDATA[If you&#8217;re always on the go, you know that it can be expensive to eat and get your caffeine fix on the run. With our mobile phones in-hand nearly all the time, all that&#8217;s needed to find nearby spots for food, drink and entertainment is right at our fingertips. Better yet, how would you like [...]]]></description>
			<content:encoded><![CDATA[<p><img align="right" style="margin-left: 10px; margin-bottom: 10px;" title="mobilebandit" src="http://nalh.ca/blog/wp-content/uploads/2011/10/mobilebandit.jpg" alt="Get the Mobile Bandit app for iPhone, Blackberry and Android smartphones for free" width="100" height="200" />If you&#8217;re always on the go, you know that it can be expensive to eat and get your caffeine fix on the run. With our mobile phones in-hand nearly all the time, all that&#8217;s needed to find nearby spots for food, drink and entertainment is right at our fingertips.</p>
<p>Better yet, how would you like to easily locate a place to eat or a coffee shop that has great discounts for the taking RIGHT NOW? Mobile Bandit is a free mobile app available for iPhone, Blackberry and Android devices that uses your location to show you great deals that you can take advantage of right away.</p>
<p>Free app? Discounted food, drinks and fun? Sounds like a win-win to us!</p>
<p><a title="Featured iPhone App: Mobile Bandit" href="http://iwantbandit.com/" target="_blank">CLICK HERE TO DOWNLOAD THE MOBILE BANDIT APP &gt;&gt;</a>
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		<title>Featured iPhone App: Dale Carnegie Training</title>
		<link>http://nalh.ca/blog/2011/09/featured-iphone-app-dale-carnegie-training/</link>
		<comments>http://nalh.ca/blog/2011/09/featured-iphone-app-dale-carnegie-training/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 23:16:26 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[business apps]]></category>
		<category><![CDATA[Dale Carnegie Training]]></category>
		<category><![CDATA[iphone app]]></category>
		<category><![CDATA[mobile learning]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=726</guid>
		<description><![CDATA[Take the opportunity to learn on the go with three apps from Dale Carnegie Training. At $0.99 each, these apps will provide you with valuable lessons that will help you be more effective in business and in life. The current offerings include Personal Leadership, Team Leadership and Secrets of Success. A third installment of the [...]]]></description>
			<content:encoded><![CDATA[<p>Take the opportunity  to learn on the go with three apps from Dale Carnegie Training. At $0.99  each, these apps will provide you with valuable lessons that will help  you be more effective in business and in life. The current offerings  include Personal Leadership, Team Leadership and Secrets of Success. A  third installment of the leadership series entitled Company Leadership  is also under development.</p>
<p><a title="Click here to download the Dale Carnegie Training apps" href="http://www.dalecarnegie.com/knowledge_center/apps/" target="_blank">CLICK HERE TO DOWNLOAD THE DALE CARNEGIE TRAINING APPS &gt;&gt;</a>
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		<title>Double Your Money Faster with the Rule of 72</title>
		<link>http://nalh.ca/blog/2011/07/double-your-money-faster-with-the-rule-of-72/</link>
		<comments>http://nalh.ca/blog/2011/07/double-your-money-faster-with-the-rule-of-72/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 18:58:58 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[BC]]></category>
		<category><![CDATA[financial education]]></category>
		<category><![CDATA[KnowMoney.ca]]></category>
		<category><![CDATA[Rule of 72]]></category>
		<category><![CDATA[Vancouver]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=702</guid>
		<description><![CDATA[Never heard of the Rule of 72? Neither had we. But, we sure are glad we came across this article, written by Canadian financial education blog, KnowMoney.ca. Their site helps educate the general public on some basic &#8211; but largely unknown &#8211; rules about how money works. Do you know how long it will take [...]]]></description>
			<content:encoded><![CDATA[<p>Never heard of the  Rule of 72? Neither had we. But, we sure are glad we came across this  article, written by Canadian financial education blog, <a title="KnowMoney.ca - Financial Ignorance is Expensive" href="http://www.knowmoney.ca/" target="_blank">KnowMoney.ca</a>. Their site helps educate the general public on some basic &#8211; but largely unknown &#8211; rules about how money works.</p>
<p>Do you know how long it will take for  your money to double?  Figuring   this out is easier than you think! No  super-computer, NASA rocket   scientist, or even a calculator is  required!  All you need is the Rule   of 72.</p>
<p>The Rule of 72 is an  equation discovered by Albert Einstein, but so   easy a 3rd grader can  do it.      It’s an easy way to approximate how long it  will   take  your money to double.</p>
<p><a title="Click here to read the full article" href="http://knowmoney.ca/2011/05/double-your-money-faster-with-the-rule-of-72/" target="_blank">CLICK HERE TO READ THE FULL ARTICLE &gt;&gt;</a>
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		<title>Help Japan&#8217;s Earthquake &amp; Tsunami Victims By Donating To The Red Cross</title>
		<link>http://nalh.ca/blog/2011/04/help-japans-earthquake-tsunami-victims-by-donating-to-the-red-cross/</link>
		<comments>http://nalh.ca/blog/2011/04/help-japans-earthquake-tsunami-victims-by-donating-to-the-red-cross/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 20:14:17 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[donation]]></category>
		<category><![CDATA[earthquake]]></category>
		<category><![CDATA[Japan]]></category>
		<category><![CDATA[Red Cross]]></category>
		<category><![CDATA[tsunami]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=586</guid>
		<description><![CDATA[In the wake of the devastating earthquake and tsunami in Japan this March, there is still a lot of work to be done to help the Japanese people survive the disaster and recover from the loss of family, friends, homes and jobs. You can help ease the burden of recovery by making a donation to [...]]]></description>
			<content:encoded><![CDATA[<div>
<p>In the wake of the devastating earthquake and tsunami in Japan this March, there is still a lot of work to be done to help the Japanese people survive the disaster and recover from the loss of family, friends, homes and jobs.</p>
<p>You can help ease the burden of recovery by making a donation to the Red Cross, which is helping coordinate disaster response efforts. Money donated will go to Japan earthquake and Pacific tsunami response, specifically the Japanese Red Cross, which is providing direct emergency relief, medical services and emotional counseling to affected communities.</p>
<p><a title="Click here to read the full article" href="http://american.redcross.org/site/PageServer?pagename=ntld_main&amp;s_src=RSG000000000&amp;s_subsrc=RCO_BigRedButton" target="_blank">CLICK HERE TO MAKE A DONATION TO THE RED CROSS &gt;&gt;</a></p>
</div>
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		<title>Cardstar App For Smartphones Offers Freedom From Bulky Points Cards</title>
		<link>http://nalh.ca/blog/2011/04/cardstar-app-for-smartphones-offers-freedom-from-bulky-points-cards/</link>
		<comments>http://nalh.ca/blog/2011/04/cardstar-app-for-smartphones-offers-freedom-from-bulky-points-cards/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 21:08:33 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[app store]]></category>
		<category><![CDATA[CardStar]]></category>
		<category><![CDATA[iphone app]]></category>
		<category><![CDATA[points cards]]></category>
		<category><![CDATA[rewards card]]></category>
		<category><![CDATA[smartphones]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=584</guid>
		<description><![CDATA[Are you sick of carrying around the pile of points cards for your local grocery store, pharmacy, video rental store, or electronics store? It&#8217;s no exaggeration to say many of us have at least half a dozen of these cards hanging around in our wallets and purses. And, it&#8217;s somewhat surprising to note that merchant [...]]]></description>
			<content:encoded><![CDATA[<p>Are  you sick of carrying around the pile of points cards for your local  grocery store, pharmacy, video rental store, or electronics store? It&#8217;s  no exaggeration to say many of us have at least half a dozen of these  cards hanging around in our wallets and purses. And, it&#8217;s somewhat  surprising to note that merchant haven&#8217;t gotten together to come up with  a way to combine many accounts into a single card.</p>
<p>Enter the clever folks at Cardstar, who are here to rescue us from the wallet bulk of pesky points cards!</p>
<p>CardStar lets you easily store,  manage and quickly retrieve your          reward, club, and loyalty  cards on your smartphone, where they can be        scanned directly from  your screen at most merchants. Even if you don&#8217;t have a smartphone, you  can sign up for the CardStar card which combines many accounts into a  single card. You can even receive coupons and deals to all your local  and national merchants,          at no cost to you!</p>
<p><a title="Click here to read the full article" href="http://mycardstar.com/" target="_blank">CLICK HERE FOR MORE INFORMATION &gt;&gt;</a>
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		<title>Go, Go, Gadget</title>
		<link>http://nalh.ca/blog/2010/08/go-go-gadget/</link>
		<comments>http://nalh.ca/blog/2010/08/go-go-gadget/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 17:46:29 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Newsletter Articles]]></category>
		<category><![CDATA[apps]]></category>
		<category><![CDATA[cell phones]]></category>
		<category><![CDATA[electronics]]></category>
		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[PDAs]]></category>
		<category><![CDATA[smartphones]]></category>
		<category><![CDATA[software]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=458</guid>
		<description><![CDATA[Are you a gadget geek? Do you always want to get your hands on the newest gadgets as soon as they come out? Check out the Gizmodo site for the latest and greatest in tech toys, awesome apps and stellar software. This article is an excerpt from the NALH e-Newsletter. Click here to read the [...]]]></description>
			<content:encoded><![CDATA[<p>Are you a gadget geek? Do you always want to get your hands on the newest gadgets as soon as they come out?</p>
<p><a title="Gizmodo Gadget site" href="http://www.gizmodo.com" target="_blank">Check out the Gizmodo site</a> for the latest and greatest in tech toys, awesome apps and stellar software.</p>
<p>This article is an excerpt from the NALH e-Newsletter. <a title="Read the current issue of the NALH newsletter" href="http://www.nalh.ca/newsletter" target="_blank">Click here to read the current issue</a>.</p>
<p>Missed an issue? You can also read all previous issues in our <a title="Read previous issues in our newsletter archive." href="http://www.nalh.ca/newsletter/archive.html" target="_blank">newsletter archive</a>.  Want to join our subscribers list? Visit our site to <a title="Subscribe to our newsletter" href="http://www.nalh.ca/newsletter/subscribe.html" target="_blank">subscribe to our newsletter</a>.
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		<title>Ways to Celebrate Canada Day in Greater Vancouver</title>
		<link>http://nalh.ca/blog/2010/06/ways-to-celebrate-canada-day-in-greater-vancouver/</link>
		<comments>http://nalh.ca/blog/2010/06/ways-to-celebrate-canada-day-in-greater-vancouver/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 16:33:29 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Canada Day]]></category>
		<category><![CDATA[GVRD]]></category>
		<category><![CDATA[Vancouver]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=368</guid>
		<description><![CDATA[Wow! Where has the first half of the year gone? The first six months of 2010 have zoomed by in a flash and July is upon us. Want to find something fun to do in celebration of Canada Day? The Vancouver Sun has compiled a list of Canada Day activities around Greater Vancouver including a [...]]]></description>
			<content:encoded><![CDATA[<p>Wow! Where has the first half of the year gone? The first six months of 2010 have zoomed by in a flash and July is upon us. Want to find something fun to do in celebration of Canada Day?</p>
<p>The Vancouver Sun has compiled a list of Canada Day activities around Greater Vancouver including a Canada Day Parade, a celebration at Canada Place and a list of municipal celebrations in the GVRD.</p>
<p>Check out the <a title="Canada Day Celebration Ideas in Vancouver" href="http://www.vancouversun.com/Canada+happenings+small+Metro+Vancouver/3220828/story.html" target="_blank">list of Canada Day activities</a> on the Vancouver Sun web site.
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		<title>Happy Earth Day! Top 10 Actions to Help the Planet</title>
		<link>http://nalh.ca/blog/2010/04/happy-earth-day-top-10-actions-to-help-the-planet/</link>
		<comments>http://nalh.ca/blog/2010/04/happy-earth-day-top-10-actions-to-help-the-planet/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 17:44:15 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[2010]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[Earth Day]]></category>
		<category><![CDATA[environment]]></category>
		<category><![CDATA[recycle]]></category>
		<category><![CDATA[recycling]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=334</guid>
		<description><![CDATA[Earth Day Canada has organized a list of ten actions that you can take to help minimize your impact on the environment. These quick, easy tips will make it a breeze to make lasting changes that make a real difference. Here&#8217;s an overview of the tip categories: - Smart Shopping - Simple Savers - Transportation [...]]]></description>
			<content:encoded><![CDATA[<p>Earth Day Canada has organized a list of ten actions that you can take to help minimize your impact on the environment. These quick, easy tips will make it a breeze to make lasting changes that make a real difference.</p>
<p>Here&#8217;s an overview of the tip categories:</p>
<p>- Smart Shopping<br />
- Simple Savers<br />
- Transportation Alternatives<br />
- Food Choices<br />
- Washing and Drying<br />
- Heating and Cooling<br />
- Close to Home<br />
- Bathroom Basics<br />
- Careful Cleaning<br />
- Don&#8217;t Discard</p>
<p><a title="Happy Earth Day! - Top 10 Actions to Help the Planet" href="http://ow.ly/1BPZh" target="_blank">Read the full article on Earth-friendly tips</a> on the Earth Day Canada web site.
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		<title>Home Loans – Tips on Getting a Home Loan Quickly</title>
		<link>http://nalh.ca/blog/2010/01/home-loans-%e2%80%93-tips-on-getting-a-home-loan-quickly/</link>
		<comments>http://nalh.ca/blog/2010/01/home-loans-%e2%80%93-tips-on-getting-a-home-loan-quickly/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 22:53:37 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Home loan]]></category>
		<category><![CDATA[home loan tips]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=154</guid>
		<description><![CDATA[You have decided to buy a new home. However, there are several issues that bother you at the moment and the most important one is finance. With markets full of choices for home loans, there are several things to be considered while selecting a particular home loan plan. Consider these basic guidelines to get home [...]]]></description>
			<content:encoded><![CDATA[<p>You have decided to buy a new home. However, there are several issues that bother you at the moment and the most important one is finance. With markets full of choices for home loans, there are several things to be considered while selecting a particular home loan plan. Consider these basic guidelines to get home loan, before you apply for it.</p>
<p>Excellent credit track record will help you a long way in getting your home loan approved easily and fast. So pay all your utility bills, credit card dues and taxes on time, in particular in the year before applying and all through the period when your application is being processed. Pay off your credit card dues because it will decrease your liability and raise your credit score. Getting pre-qualified for a home loan is an excellent idea given that it offers you an idea on the amount you can borrow. You can get pre-qualified free from any major lending company.</p>
<p><a title="Home Loans – Tips on Getting a Home Loan Quickly" href="http://ow.ly/TQ4O" target="_blank">Click here</a> to read the full article on <a href="http://www.goodezines.com">www.goodezines.com</a>
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		<title>How Much to Spend This Holiday Season</title>
		<link>http://nalh.ca/blog/2009/12/how-much-to-spend-this-holiday-season/</link>
		<comments>http://nalh.ca/blog/2009/12/how-much-to-spend-this-holiday-season/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:04:06 +0000</pubDate>
		<dc:creator>NALH Bookkeeping Services</dc:creator>
				<category><![CDATA[Consumer Tips]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://nalh.ca/blog/?p=142</guid>
		<description><![CDATA[As this holiday season kicks off, you may already be worried about a credit card hangover come January. Many of us tend to spend more than we planned as we get into the spirit of the holidays or find good deals that are too hard to pass up. But what is the right amount to [...]]]></description>
			<content:encoded><![CDATA[<p>As this holiday season kicks off, you may already be worried about a credit card hangover come January. Many of us tend to spend more than we planned as we get into the spirit of the holidays or find good deals that are too hard to pass up. But what is the right amount to spend at this time of year?</p>
<p>There’s a rule of thumb, suggested by several personal finance experts, that you should spend no more than 1.5 per cent of your gross income. For a family earning $100,000, that’s $1,500, which is close to the typical holiday budget.</p>
<p>RBC’s survey found that Canadians, on average, expect to spend $1,218 on holiday purchases, including gifts, decorations and entertaining. It may seem like a lot of money to spend on a holiday, but the expenses accumulate quickly when you have a long gift list and host gatherings with family and friends.</p>
<p><a title="How Much to Spend This Holiday Season" href="http://ow.ly/KNNt" target="_blank">Click here</a> to read the full article on the Globe and Mail web site.
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